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COVID-19

Original Post: April 1 at 11:00 am

The FBI issued an alert warning about USB devices being mailed via United States Postal Service to employees of businesses.  The mailed packages can include “gift” items such as teddy bears, gift cards, or other miscellaneous items along with a USB device that contains malware.  After the USB device is plugged into a system, the USB device automatically injects a series of keystrokes to download and execute malware payload onto the victim’s system. The malware payload has also been sent in phishing emails; if receive unexpected or suspicious emails, do not click on any links.

Once in the infected system, the hackers can obtain administrative privileges in order to gain access to and steal payment card data or other confidential data.  The packages thus far have been enclosed in packages that can be readily bought at most USPS Post Offices, including packaging material from the USPS Ready Post® brand, and are being sent using the United States Postal Service. 

The FTC also has great information regarding scammer tactics during the Coronavirus outbreak. Visit this link for more information.

 

Original Post: March 31 at 11:00 am

As you know, our lobby access is limited; however, South Georgia Banking Company is still open for business and committed to providing our customers with exceptional banking services!

  • Drive-thru services at each branch are open for transactions.  
  • We are working proactively with borrowers experiencing challenges in the current environment by scheduling in-person meetings as needed. To schedule an appointment with your local lender or Customer Service Representative, call your local office. Click here for contact information.  
  • Digital banking resources give 24/7 access to accounts, bill pay options, mobile check deposits, the ability to transfer funds, ATMs for cash and more.

 

Original Post: March 27 at 3:45 pm

The Treasury Department and the Internal Revenue Service have extended the deadline for tax returns from April 15th to July 15th.
 

Original Post: March 26 at 8:22 pm

Communities continue to announce the temporary closure of businesses, schools and other public facilities or events. While these actions are necessary steps to help reduce exposures, it may bring financial uncertainty for many people who could experience a loss of income due to illness or workplace closures.
 
If you are facing financial difficulties as a result of the pandemic, the Consumer Financial Protection Bureau has some resources to protect and manage your finances. Click here to learn more. 
 

Original Post: March 24 at 1:40 pm

During the Coronavirus outbreak, many people are working from home — and maybe even, for the first time in a long time, answering calls from unfamiliar phone numbers. It might be your colleague’s cell phone…or it might be a robocaller or scammer. So here’s a way you can spot some of those scam calls you might be getting. And it’s a way to spread the word to help protect others in your community.  Learn more here (Opens in a new Window).

 

Original Post: March 23 at 6:47 pm

Since we first opened our doors, 50 years ago, our bank has placed an emphasis on service. Service to our customers, to our community, and to one another. You can rest assured that South Georgia Banking Company is fully committed to you now in this time of uncertainty.

Another thing you can be sure of is that your money is safe in Federal Deposit Insurance Corporation (FDIC) institutions like ours. Not a penny of deposits insured by FDIC has ever been lost. Read more from the FDIC here (Opens in a new Window).

And while we are limiting face-to-face interactions, South Georgia Banking Company remains diligent in serving our customers and communities. We are making necessary adjustments to address any potential economic distress and will continue to do so. We are a financially strong institution, prepared to extend our strength to the communities we serve.

 

Original Post: March 19 at 3:13 pm

Like you, we’ve heard there’s a possibility the United States government may send money to US citizens via check or direct deposit. While no one is certain if or when this will happen, we can all be sure that scammers will be out in full force trying to take advantage of people.  The Federal Trade Commission (FTC) reminds everyone of important tips to protect yourself from being scammed: 

  1. The government will not ask you to pay anything up front to get this money. No fees. No charges. No nothing.
  2. The government will not call to ask for your Social Security number, bank account, or credit card number. Anyone who does is a scammer.
  3. These reports of checks aren’t yet a reality. Anyone who tells you they can get you the money now is a scammer.


So, remember: no matter what this payment winds up being, only scammers will ask you to pay to get it. If you spot one of these scams, please tell the Federal Trade Commission: www.ftc.gov/complaint (Opens in a new Window)
The FTC encourages you to keep up to date with the latest Coronavirus-related scams at www.ftc.gov/coronavirus (Opens in a new Window) or by signing up to get these consumer alerts.
FTC notice reference: www.consumer.ftc.gov (Opens in a new Window)

 

 

Original Post: March 18 at 4:07 pm

 

With increasing concern about the coronavirus, South Georgia Banking Company is temporarily closing our lobbies and servicing customers through our drive-thru windows. 

Appointments and Customer Service

 SGBC team members will still be available for in-person meetings to discuss loans, mortgages, account openings or to access your Safe Deposit Box.  To minimize the number of people in our lobbies at one time, we ask that you please schedule an appointment with your lender or one of our Customer Service Representatives by calling your local office: 

2nd Street             229.382.4211

Tift Avenue         229.382.8272

Ashburn               229.567.9686

Cordele                 229.271.3000

Moultrie               229.616.4211

Omega                  229.528.4211

Sylvester              229.238.0770

Vienna                  229.268.4707

Our Customer Service Representatives are happy to talk with you about your account or online banking, please call us should you have any questions.

 

Online, Mobile and Digital Banking

We strongly encourage individuals and businesses to utilize SGBC’s suite of digital banking services that allow 24-hour access to accounts including online and mobile banking; mobile deposit, billpay, and eStatements. Our Zelle® product makes personal money transfers easy and SecurLOCK® helps prevent fraud. Online products specifically for businesses include Payroll Direct Deposit, Remote Deposit Capture, and Direct Payment which allows you to debit accounts for recurring payments.

Detailed information about all our digital banking services is on our website’s home page.  If you have any questions about these services, please call, we are here to help!

SGBC’s leadership team is continually assessing the impact of this virus on our customers, employees, and the communities we serve; we are committed to keeping in touch with you during this time.  More information can be found on the COVID-19 page of our website: www.sgbconline.com/covid-19 

 

 

Original Post: March 13 at 1:36 pm

At South Georgia Banking Company, the health and well-being of our customers, employees, and the communities we serve is always a top priority.  In light of the concern surrounding coronavirus (COVID-19), we are taking precautionary steps to help prevent the spread of the virus while continuing to provide exceptional customer service.

Our team members are being diligent to disinfect our bank lobbies and their personal work areas. We are utilizing video and phone conferencing to minimize interaction and will continue to monitor the situation as it evolves. 

We strongly encourage you to use Telephone Banking or SGBC’s suite of online and mobile banking services.  These services make it easy to deposit checks, transfer funds, check balances, and pay your bills - anytime, anywhere.  For customers who have not signed up for online or mobile banking, please consider doing so.  Even when COVID-19 is no longer a threat, you will enjoy the convenience of banking remotely!  Learn more about our online banking services here or bank by phone by calling 229.382.5680.

If you need assistance from one of our representatives, please call us at 1.888.782.4211.

For additional information about COVID-19, visit the Centers for Disease Control and Prevention at cdc.gov (Opens in a new Window).